Looking for an affordable beach vacation where you can indulge in a variety of water activities? You’re in luck! We’ve compiled a list of 11 affordable vacation spots that offer incredible swimming, diving and other water activity experiences without breaking the bank.
Key Takeaways
- Bali offers a wide range of water activities, from surfing and snorkeling to diving and parasailing
- Goa offers a mix of serene beaches and lively party spots. You can enjoy water sports like parasailing, jet skiing, and scuba diving at very affordable prices
- Nha Trang offers a range of water activities, including scuba diving, snorkeling, and sailing
Koh Samui, Thailand

Koh Samui, an island paradise in Thailand, offers white sandy beaches, clear turquoise waters, and a plethora of water activities. It’s the perfect destination for budget travelers seeking a tropical escape.
Why It's Perfect for Affordable Vacations
Koh Samui is known for its affordable luxury. You can enjoy snorkeling, diving, kayaking, and island hopping without burning a hole in your pocket. The island also boasts vibrant nightlife, delicious street food, and cultural attractions.
Average Cost
- Accommodation: $20 – $60 per night for budget hotels and guesthouses.
- Meals: $2 – $5 for local food.
- Activities: Snorkeling and diving trips start at $30.
Where to Stay
- Budget: The Samui Mermaid Resort
- Mid-range: Chaweng Garden Beach Resort
- Luxury: SALA Samui Chaweng Beach Resort
Bali, Indonesia

Bali, the Island of the Gods, is a dream destination for many. It offers stunning beaches, vibrant coral reefs, and a rich culture, making it ideal for a budget-friendly beach vacation.
Why It's Perfect for Affordable Vacations
Bali offers a wide range of water activities, from surfing and snorkeling to diving and parasailing. The island’s affordable accommodations and food options make it a top choice for travelers on a budget.
Average Cost
- Accommodation: $10 – $50 per night for budget hotels and hostels.
- Meals: $1 – $3 for local food.
- Activities: Surfing lessons start at $20, snorkeling trips at $15.
Where to Stay
- Budget: The Island Hotel Bali
- Mid-range: The Kana Kuta Hotel
- Luxury: The Anvaya Beach Resort Bali
Algarve, Portugal

The Algarve region in southern Portugal is famous for its stunning coastline, charming towns, and affordable prices. It’s an excellent destination for beach lovers and water sports enthusiasts.
Why It's Perfect for Affordable Vacations
The Algarve offers beautiful beaches, excellent surfing conditions, and opportunities for kayaking and dolphin watching. The region’s budget-friendly accommodations and dining options add to its appeal.
Average Cost
- Accommodation: $30 – $70 per night for budget hotels and guesthouses.
- Meals: $5 – $10 for local food.
- Activities: Surfing lessons start at $30, kayak tours at $25.
Where to Stay
- Budget: HI Lagos – Pousada de Juventude
- Mid-range: Hotel Da Rocha
- Luxury: Tivoli Lagos
Goa, India

Goa, located on the southwestern coast of India, is renowned for its beautiful beaches, vibrant nightlife, and water activities. It’s a popular destination for budget travelers seeking sun and fun.
Why It's Perfect for Affordable Vacations
Goa offers a mix of serene beaches and lively party spots. You can enjoy water sports like parasailing, jet skiing, and scuba diving at very affordable prices.
Average Cost
- Accommodation: $10 – $40 per night for budget hotels and guesthouses.
- Meals: $1 – $3 for local food.
- Activities: Parasailing starts at $20, scuba diving at $35.
Where to Stay
- Budget: Wonderland Hostel
- Mid-range: Palolem Beach Resort
- Luxury: The Leela Goa
Puerto Viejo, Costa Rica

Puerto Viejo, located on Costa Rica’s Caribbean coast, is a laid-back beach town known for its beautiful beaches, lush jungles, and diverse marine life.
Why It's Perfect for Affordable Vacations
Puerto Viejo offers excellent surfing, snorkeling, and diving opportunities. Its affordable accommodations and dining options make it a great choice for budget-conscious travelers.
Average Cost
- Accommodation: $15 – $50 per night for budget hotels and hostels.
- Meals: $4 – $7 for local food.
- Activities: Surfing lessons start at $25, snorkeling trips at $20.a
Where to Stay
- Budget: Rocking J’s Hostel
- Mid-range: Hotel Banana Azul
- Luxury: Le Cameleon Boutique Hotel
Nha Trang, Vietnam

Nha Trang, a coastal city in Vietnam, is known for its beautiful beaches, clear waters, and vibrant nightlife. It’s a fantastic destination for those looking to enjoy water activities on a budget.
Why It's Perfect for Affordable Vacations
Nha Trang offers a range of water activities, including scuba diving, snorkeling, and sailing. The city’s affordable accommodations and delicious street food make it an excellent choice for budget travelers.
Average Cost
- Accommodation: $10 – $40 per night for budget hotels and hostels.
- Meals: $1 – $3 for local food.
- Activities: Scuba diving trips start at $30, snorkeling at $15.
Where to Stay
- Budget: Mojzo Inn
- Mid-range: Dendro Hotel
- Luxury: InterContinental Nha Trang
Sihanoukville, Cambodia

Sihanoukville, a coastal city in Cambodia, offers stunning beaches, vibrant nightlife, and a range of water activities. It’s an ideal destination for budget-conscious travelers looking for a tropical escape.
Why It's Perfect for Affordable Vacations
Sihanoukville’s beaches are perfect for swimming, snorkeling, and diving. The city’s affordable accommodations and food options make it a great choice for those looking to save money.
Average Cost
- Accommodation: $10 – $40 per night for budget hotels and hostels.
- Meals: $2 – $5 for local food.
- Activities: Snorkeling trips start at $15, diving at $35.
Where to Stay
- Budget: Monkey Republic
- Mid-range: Grand Sihanoukville Hotel
- Luxury: Sokha Beach Resort
Palawan, Philippines

Palawan, an archipelagic province in the Philippines, is renowned for its stunning beaches, crystal-clear waters, and rich marine life. It’s a budget-friendly paradise for beach lovers and adventure seekers.
Palawan’s water caves, such as the famous Puerto Princesa Subterranean River National Park, offer a unique adventure. This UNESCO World Heritage site features a navigable underground river flowing through spectacular limestone caves.
Why It's Perfect for Affordable Vacations
Palawan offers world-class snorkeling and diving sites, as well as opportunities for kayaking and island hopping. The affordable accommodations and food options make it a top choice for budget travelers.
Average Cost
- Accommodation: $15 – $50 per night for budget hotels and guesthouses.
- Meals: $2 – $5 for local food.
- Activities: Island hopping tours start at $20, snorkeling at $15.
Where to Stay
- Budget: Spin Designer Hostel
- Mid-range: Blue Lagoon Inn & Suites
- Luxury: The Funny Lion
Corfu, Greece

Corfu, a beautiful island in the Ionian Sea, offers stunning beaches, rich history, and affordable prices. It’s a fantastic destination for beach lovers and those looking to enjoy water activities.
Why It's Perfect for Affordable Vacations
Corfu’s beaches are perfect for swimming, snorkeling, and diving. The island’s budget-friendly accommodations and dining options make it a great choice for those looking to save money.
Average Cost
- Accommodation: $25 – $60 per night for budget hotels and guesthouses.
- Meals: $5 – $10 for local food.
- Activities: Snorkeling trips start at $20, diving at $35.
Where to Stay
- Budget: Sunrock Backpackers Hostel
- Mid-range: Arcadion Hotel
- Luxury: Corfu Holiday Palace
Zanzibar, Tanzania

Zanzibar, an archipelago off the coast of Tanzania, offers pristine beaches, crystal-clear waters, and a rich cultural heritage. It’s an ideal destination for budget travelers seeking a tropical escape.
Why It's Perfect for Affordable Vacations
Zanzibar’s beaches are perfect for swimming, snorkeling, and diving. The island’s affordable accommodations and food options make it a great choice for those looking to save money.
Average Cost
- Accommodation: $20 – $60 per night for budget hotels and guesthouses.
- Meals: $3 – $7 for local food.
- Activities: Snorkeling trips start at $20, diving at $35.
Where to Stay
- Budget: New Teddy’s on the Beach
- Mid-range: The Z Hotel
- Luxury: Baraza Resort and Spa
Bocas del Toro, Panama

Bocas del Toro, an archipelago off the Caribbean coast of Panama, is a tropical paradise known for its lush landscapes, clear waters, and vibrant marine life. It offers a blend of adventure and relaxation, perfect for beach lovers and water sports enthusiasts.
Why It's Perfect for Affordable Vacations
Bocas del Toro is ideal for snorkeling, diving, and surfing. The islands provide a mix of serene beaches and bustling towns, ensuring there’s something for every type of traveler. Its affordable accommodations and food options make it an attractive destination for those on a budget.
Average Cost
- Accommodation: $15 – $50 per night for budget hotels and hostels.
- Meals: $3 – $7 for local food.
- Activities: Snorkeling trips start at $20, diving at $40.
Where to Stay
- Budget: Selina Bocas del Toro
- Mid-range: Hotel Bocas del Toro
- Luxury: Red Frog Beach Island Resort
Final Word
These 11 affordable beach destinations offer stunning scenery, exciting water activities, and budget-friendly accommodations, making them perfect for travelers looking to enjoy the sun and sea without breaking the bank.
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